Personal Loan
- For home improvements, holidays, educational fees or maybe even your wedding
- Easy to apply, with quick decisions
- Loans from €300 to €65,000
- Flexible repayment options
Even if you're not a Bank of Ireland customer contact any branch to find out how to take advantage of our lending rates.
- 1890 365 100**
- Apply Online
- Loan 'Quick Quote' calculator
Personal lending solutions to suit your needs
Our Personal Loans offer great flexibility:
- Borrow from €300 to €65,000
- Choose to repay over 1 to 5 years
- Defer your first three monthly repayments and pay nothing for 90 days1
- Choose to repay weekly, fortnightly or monthly
It makes sense to ensure that your loan repayments will still be met if you become ill, have an accident or lose your job.
So you can also avail of our optional payment protection scheme. It gives peace of mind at very little cost.
1Deferred payment options are only available to customers who repay their loan monthly. Deferred payments are spread over the term of the loan and must be applied for and agreed by us prior to drawdown.
**Lending criteria and Terms and conditions apply. Applicants must be aged 18 years or over. The repayments on a typical Personal loan of €10,000 over 5 years are €50.96 per week based on an online fixed rate of 12.6% and not including payment protection. The total cost of credit is €3,249.60. The rates quoted are correct as at the 24th February 2010 and are subject to change. Variable rates are available on request.
Warning: You may have to pay charges if you pay off a fixed-rate loan early.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating.
Payment Protection Insurance is available through Bank of Ireland Insurance Services Limited from New Ireland Assurance Company plc, trading as Bank of Ireland Life, and Genworth Financial. Bank of Ireland is a tied insurance agent of New Ireland Assurance Company plc. Bank of Ireland Insurance Services Limited is a member of the Bank of Ireland Group and is regulated by the Financial Regulator. New Ireland Assurance Company plc is regulated by the Financial Regulator. Genworth Financial is regulated in the UK by the Financial Services Authority and in Ireland by the Financial Regulator.
