Mortgage Repayment Cover
A mortgage is a large and important financial commitment so it can make sense for you to protect it. Mortgage repayment cover is designed to cover your repayments should you become involuntarily unemployed, fall ill or if you have to leave work to care for a relative. During these difficult times, our cover will give you security and peace of mind.
- 1890 604 604
- Branch Locator
Cover to suit your individual needs
You can choose from one of our two tailored options:
Option A - Disability and involuntary unemployment cover
Option B - Disability cover
If you need to make a claim, our mortgage repayment cover will:
- Pay your monthly repayment while you are out of work for up to 12 months up to a maximum of €3000 per month
- Provide you with a monthly repayment even if you are still receiving a salary from your employer
- Assist in maintaining cash flow if you are self-employed
- Pay you a monthly benefit after 30 days and we will backdate the payments to the first day you were out of work
As with all insurance policy there are eligibility criteria and some exclusions for claiming. Please see policy booklet for full details (PDF, 459KB).
Terms and conditions apply. Please see policy booklet for full details on exclusions. Mortgage repayment cover is provided by Bank of Ireland Insurance Services Limited. Cover is subject to underwriting requirements and terms and conditions apply. Bank of Ireland Insurance Services Limited is regulated by the Financial Regulator and is a member of the Bank of Ireland Group. Mortgage repayment cover is underwritten by Financial Insurance Company Limited trading as Genworth Financial, for disability, involuntary unemployment and critical illness covers. Financial Insurance Company Limited, is regulated in the UK by Financial Services Authority and in Ireland by the Financial Regulator. ICS Building Society is regulated by the Financial Regulator. Bank of Ireland and Bank of Ireland Mortgage Bank, trading as Bank of Ireland Mortgages, are regulated by the Financial Regulator.
Call us on 1890 604 604 to find out about the price for peace of mind
When applying for a mortgage you have the option to select Mortgage Repayment Cover.
Full details including exclusions are set out in the policy booklet.
Bank of Ireland Insurance Services can provide you with more detailed information. Phone our Customer Care helpline on 1890 604 604.